ING

ING is one of the world's largest financial services companies, offering banking, insurance and asset management in over 50 countries.

Today's employers find many challenges in their benefits programs. On one hand, you want to attract and retain employees by offering a full range of benefits. On the other hand, you need to control costs and keep administration easy.

ING Employee Benefits can help. We offer traditional Group Insurance Benefits:

• Group Annual Term Life
• Disability income
• Stop loss coverage

And Voluntary Insurance products:

• Universal life
• Whole life
• Accident
• Critical illness
• Disability income insurance

ING Employee Benefits works with top quality brokers and producers from across the United States. Our reputation of building strong relationships is second-to-none and we pride ourselves on the localized sales and service we are able to provide.

We have a national network of employee benefits professionals who operate from offices across the country. Our sales and service representatives take a consultative approach with you and your customers. Put simply, we seek to design and implement customized benefit plans that meet employer goals and employee specific financial needs. Our sales and service team are backed by home office experts in underwriting, claims and customer service.

ING Employee Benefits has been offering group life insurance for more than 80 years. Over the years, we've added innovative life options to meet the diverse needs of today's employees. Our approach is to package together our life products with one another, or with our other core products. We offer a variety of basic and supplemental life insurance products on a traditional (employer-paid) or voluntary (employee-paid) basis. We also have special plan designs targeting mid-sized (50-500 employees) companies, and support services to meet the needs of employers and their employees.

ING Employee Benefits has 25 years of experience managing disabilities. We offer a full spectrum of disability income insurance products and services to meet the diverse needs of employees and the human resource and risk management needs of employers. Our approach is to provide income protection and case management in a fully integrated program that emphasizes a collaboration among our claim specialists and rehabilitation experts, the health care professional and the employer and employee for a timely return to work. In addition to our traditional employer-paid option, we offer voluntary LTD products, an employee buy-up option and special plan designs targeting mid-sized (50-500 employees) companies.